Altera - Orange County

Benefits of Using a Altera REALTOR® In Your Home Search

Consider the advantages of using an Altera agent real estate in Dana Point, Huntington Beach, Mission Viejo and Newport Beach from the very start, and be careful in your selection because not every licensed agent is a REALTOR®, nor every REALTOR® an Altera Professional. All of the real estate professionals at Altera are carefully pre-screened and represent the top of the industry in reputation, experience, service and activity. Altera's clients have the privilege of benefiting from the industry reputation and leadership by getting preferential treatment in negotiations with the Orange County's top agents and companies.

Some of the services and benefits we offer you are:

1. Acting as a comprehensive guide and counselor to help you through the numerous steps involved in the purchasing process and answer questions knowledgeably, making the whole process smoother.

2. Allowing you to custom, real-time feeds of the MLS, Bank Owned and Foreclosure properties which allows scanning of the available homes on the market. We can help you find the best properties real estate in Dana Point for you and your unique needs and desires.

3. We offer information on schools, shopping, freeway access, and other details about the area. As residents and professionals we take the commitment to community seriously. Our job is to not only make it easier for you to learn more about the neighborhood you are interested in, but comfortably integrate into it once you've moved.

4. We help you negotiate and make informed offers. Our agents as a whole have more experience than any other company and that experience brings a real dollar benefit to you as a client.

5. We will help track deadlines for inspections and help you make sense of the various contracts, disclosures, reports, and other paperwork.

Overall, a real estate transaction usually consists of numerous steps, inspections, disclosures, “real estate related terms” and a lot of paperwork. Using an Altera professional who has experience with the buying process can help set your mind at ease and make
the entire purchasing process less stressful.

Quick Overview of Purchasing a Home

It is a good idea to update yourself on the overall purchasing process for real estate in Huntington Beach, Mission Viejo and Newport Beach, so you’ll have a general idea of what to expect along the way.

1. You should first establish parameters you are looking for in a home and convey them to your REALTOR®.

2. Contact a lender for pre-qualification or pre-approval.

3. As soon as possible, a loan application and supporting documentation should be submitted to your lender or mortgage broker.

4. We’ll view properties together and negotiate an offer on one that fits your criteria.

5. Once we make an offer that is accepted, and escrow account will be opened with a neutral 3rd party escrow company.

6. Upon the acceptance of an offer, your lender or mortgage broker will be informed of the details of the property now in escrow.

7. Inspections will be scheduled, and you may review inspection reports, disclosures, or other documents and notify seller of any requested repairs within the allotted time frames (usually 17 days).

8. An appraisal may be conducted to assess property value for lending purposes.

9. You should continue to provide the lender with any supplementary paperwork needed for your loan approval.

10. As the closing date nears, we will conduct a final walk-through of the property.

11. We can coordinate with the seller, to call the appropriate utility companies for utility shut-off and turn-on.

12. The Escrow company will prepare paperwork for closing.

13. The Escrow company will set an appointment for you to sign closing paperwork and notify you of the amount of funds required.

14. After the closing paperwork is signed by all parties, the escrow company may submit for recording, certain documents to the county recorder’s office where the property is located.

15. Upon recording, the transaction is closed.

Tips for Finding the Right Property

1. Communicate by clearly conveying your wants and needs with your REALTOR®. Don’t be reluctant to ask questions.

2. Outline a list of your parameters such as:

• Price Range
• Size—Square Footage or Number of Bedrooms/Baths
• Neighborhoods of Interest
• Architectural Style—or number of stories, floor plan
• Amenities—fireplace, pool, view
• Proximity to Schools, Transportation, workplace
• Other special needs for children, pets, at-home office

3. Prepare to allow for some flexibility. Your REALTOR® will try to match up your wants with the homes listed on the market. However, you may have to prioritize and modify your criteria as needed to increase the number of homes to view.

4. Help eliminate “loan surprises.” It can be discouraging to find a property you fall in love with, just to find out that you do not qualify for the financing you need. You should try to make sure the lender has all the facts and paperwork to do a proper loan qualification/approval.

5. Don’t get discouraged. Your REALTOR® may arrange appointments to view selected homes with you. Keep in mind that it may take a few viewing appointments to find the right property.

6. You may also see a FOR SALE sign in the neighborhood, a newspaper ad, online listing, or home magazine ad featuring a property that piques your interest. When this happens, it is a good idea to get the phone number and information to your REALTOR®, so he or she can conduct further research and set up a viewing appointment for you. Your agent is your advocate and ally.

7. When you write up an offer, you should discuss current market activity with your REALTOR® and terms that may help give your offer a better chance of being accepted.

8. Stay Positive. The right home is out there for you!

	Benefits of Using a Altera REALTOR® In Your Home Search Consider the advantages of using an Altera agent real estate in Dana Point, Huntington Beach, Mission Viejo and Newport Beach from the very start, and be careful in your selection because not every licensed agent is a REALTOR®, nor every REALTOR® an Altera Professional. All of the real estate professionals at Altera are carefully pre-screened and represent the top of the industry in reputation, experience, service and activity. Altera's clients have the privilege of benefiting from the industry reputation and leadership by getting preferential treatment in negotiations with the Orange County's top agents and companies. Some of the services and benefits we offer you are: 1. Acting as a comprehensive guide and counselor to help you through the numerous steps involved in the purchasing process and answer questions knowledgeably, making the whole process smoother. 2. Allowing you to custom, real-time feeds of the MLS, Bank Owned and Foreclosure properties which allows scanning of the available homes on the market. We can help you find the best properties real estate in Dana Point for you and your unique needs and desires. 3. We offer information on schools, shopping, freeway access, and other details about the area. As residents and professionals we take the commitment to community seriously. Our job is to not only make it easier for you to learn more about the neighborhood you are interested in, but comfortably integrate into it once you've moved. 4. We help you negotiate and make informed offers. Our agents as a whole have more experience than any other company and that experience brings a real dollar benefit to you as a client. 5. We will help track deadlines for inspections and help you make sense of the various contracts, disclosures, reports, and other paperwork. Overall, a real estate transaction usually consists of numerous steps, inspections, disclosures, “real estate related terms” and a lot of paperwork. Using an Altera professional who has experience with the buying process can help set your mind at ease and make the entire purchasing process less stressful. Quick Overview of Purchasing a Home It is a good idea to update yourself on the overall purchasing process for real estate in Huntington Beach, Mission Viejo and Newport Beach, so you’ll have a general idea of what to expect along the way. 1. You should first establish parameters you are looking for in a home and convey them to your REALTOR®. 2. Contact a lender for pre-qualification or pre-approval. 3. As soon as possible, a loan application and supporting documentation should be submitted to your lender or mortgage broker. 4. We’ll view properties together and negotiate an offer on one that fits your criteria. 5. Once we make an offer that is accepted, and escrow account will be opened with a neutral 3rd party escrow company. 6. Upon the acceptance of an offer, your lender or mortgage broker will be informed of the details of the property now in escrow. 7. Inspections will be scheduled, and you may review inspection reports, disclosures, or other documents and notify seller of any requested repairs within the allotted time frames (usually 17 days). 8. An appraisal may be conducted to assess property value for lending purposes. 9. You should continue to provide the lender with any supplementary paperwork needed for your loan approval. 10. As the closing date nears, we will conduct a final walk-through of the property. 11. We can coordinate with the seller, to call the appropriate utility companies for utility shut-off and turn-on. 12. The Escrow company will prepare paperwork for closing. 13. The Escrow company will set an appointment for you to sign closing paperwork and notify you of the amount of funds required. 14. After the closing paperwork is signed by all parties, the escrow company may submit for recording, certain documents to the county recorder’s office where the property is located. 15. Upon recording, the transaction is closed. Tips for Finding the Right Property 1. Communicate by clearly conveying your wants and needs with your REALTOR®. Don’t be reluctant to ask questions. 2. Outline a list of your parameters such as: • Price Range • Size—Square Footage or Number of Bedrooms/Baths • Neighborhoods of Interest • Architectural Style—or number of stories, floor plan • Amenities—fireplace, pool, view • Proximity to Schools, Transportation, workplace • Other special needs for children, pets, at-home office 3. Prepare to allow for some flexibility. Your REALTOR® will try to match up your wants with the homes listed on the market. However, you may have to prioritize and modify your criteria as needed to increase the number of homes to view. 4. Help eliminate “loan surprises.” It can be discouraging to find a property you fall in love with, just to find out that you do not qualify for the financing you need. You should try to make sure the lender has all the facts and paperwork to do a proper loan qualification/approval. 5. Don’t get discouraged. Your REALTOR® may arrange appointments to view selected homes with you. Keep in mind that it may take a few viewing appointments to find the right property. 6. You may also see a FOR SALE sign in the neighborhood, a newspaper ad, online listing, or home magazine ad featuring a property that piques your interest. When this happens, it is a good idea to get the phone number and information to your REALTOR®, so he or she can conduct further research and set up a viewing appointment for you. Your agent is your advocate and ally. 7. When you write up an offer, you should discuss current market activity with your REALTOR® and terms that may help give your offer a better chance of being accepted. 8. Stay Positive. The right home is out there for you!

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			Proudly serving the real estate needs of residents throughout Orange County, with offices located in: Aliso Viejo Corona del Mar Huntington Beach Mission Viejo Monarch Beach Newport Beach San Juan Capistrano Villa Park

			“Our Altera agent was able to steer us away from an absolutely disastrous purchase that a 'friend' in real estate wanted us to buy." "If we would have gone with them we would have lost $75,000 in 9 months on their 'deal.'" "Thank you Altera."